As of 11:34 AM CDT on May 20, 2026, all 13 cities in Bay County, FL in our database have a UV Index reading of Very High. The city with the highest UV Index reading right now is Panama City, FL with a reading of 8.7.
Over the next 24 hours, the highest UV Index reading in Bay County, FL is expected to be 10.8 in Panama City Beach between 1:00 PM - 2:00 PM CDT today.
| Range | 0 - 2 | 3 - 5 | 6 - 7 | 8 - 10 | 11+ |
|---|---|---|---|---|---|
| Color | |||||
| Risk | Low | Moderate | High | Very High | Extreme |